Legal

We are committed to safeguarding the privacy of our mobile app users. This policy explains how we will treat your personal information.

SCOPE
This Policy is applicable only for information that we collect through our services.

• NOTIFICATION OF CHANGES
We reserve the right to modify this policy in the future. We will notify you of any significant or material changes by posting the new Policy online. We advise you to consult this Policy regularly for any updates or changes. Your continued use of the Services signifies your acceptance of any changes we may make to this Policy.

• PERSONAL INFORMATION
We may collect personal information from you in a variety of ways, including, but not limited to, when you visit our app, register on the app, place an order, fill out a form, respond to a survey, and in connection with other activities, services, features or resources we make available on our App. You may be asked for, as appropriate, name, email address, mailing address, phone number. We will collect personal identification information from you only if you voluntarily submit such information to us. You can always refuse to supply personal identification information, except that it may prevent you from engaging in certain App-related activities.

• NON-PERSONAL INFORMATION
We may collect non-personal information about you whenever you interact with our App. Non-personal information may include the device name, the type of device and other technical information.

• HOW DO WE USE YOUR PERSONAL INFORMATION
PredCred uses the personal information you provide to answer your question or resolve your problem. PredCred and our affiliates also use this information to help us improve the content and functionality of our App, to better understand our customers and markets, and to improve our products and services. If you so choose, PredCred and our affiliates may use this information to contact you in the future to tell you about products or services we believe will be of interest to you. If we do so, each communication we send you will contain instructions permitting you to “opt-out” of receiving future communications. We may share your personal information, based on your in-app activities, with our partners/service providers to serve you better Similarly, we may provide “subscription” e-mail services, either directly or through affiliates, which enable you to receive current news about PredCred Products or services. For all such services, we will provide an opportunity to “opt-out”, or cancel, the subscription.

• WITH WHOM DO WE SHARE INFORMATION?
We do not share with others any personal information that you provide to us through this App or through our Customer Service Department, except with your consent or as described in this Privacy Policy.
We engage third parties to perform services in connection with the operation of our business. Examples of these services include marketing and promotional material distribution, App evaluation, data analysis and, where applicable, data cleansing. We may provide personal information to these third parties, but we authorize them to use this information only in connection with the services they perform.
We may share non-personal information with our marketing partners, advertisers and others from time to time. Examples of such non-personal information include the number of users who visited this App during a specific time period or purchased a specific product through this App. This information generally is shared in an aggregated form.
We may release personal information if we believe in good faith that: the law or legal process requires it; we have received a valid administrative request from a law enforcement agency; or such release is necessary to protect the rights, property or safety of PredCred, or any of our respective affiliates, business partners, customers or others.

• SOCIAL SHARING FEATURES
The Services may offer social sharing features and other integrated tools (such as the Twitter “Tweet” button), which lets you share actions you take on our Services with other social media channels. The use of such features enables sharing of information with your friends or the public, depending on the settings you establish with the entity that provides the social sharing feature. For more information about the purpose and scope of data collection and processing in connection with social sharing features, please visit the privacy policies of the entities that provide these features.

• SOCIAL SIGN IN
We offer the opportunity to register directly on our products with your existing profile from selected social networks. PredCred Uses “Facebook Sign In” and “Google+ Sign In”. If you choose to use one of these signup options, you will be forwarded to the respective site, where you will be led through the signup process.
Using the data transmitted from the respective social network provider, we then create your user account, of course without saving your friend lists and contacts. There is no permanent link between your user account and the Facebook or Google account.
Please see the privacy policies of these social networking sites for more information concerning the purpose and scope of their data collection, their further processing and use of data, as well as your rights in this respect and setting options for protecting your privacy

• CHILDREN
PredCred does not knowingly collect personal data from children under the age of thirteen. If you are under thirteen, please do not give us any personal data. If you have reason to believe that a child has provided personal data to PredCred, please contact us, and we will try to delete that information from our databases.

• SECURITY
Please exercise caution in submitting Personal Information via the PredCred, especially if you are accessing the PredCred using a WiFi hotspot or public network. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account that you might have with us has been compromised, or if you are unable to utilize our SSL technology in connection with the PredCred), please immediately notify us of the problem and place any orders with us over the telephone or in person, instead of using the PredCred. You may contact us in such circumstances in accordance with the “Contacting Us” section below.

• SHARING YOUR PERSONAL INFORMATION
We do not sell, trade, or rent your personal information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

• DELETION OF INFORMATION
When information is no longer needed, we shall delete it using reasonable measures to protect the information from unauthorized access or use.

• GOVERNING LAW
This privacy policy forms part of our website terms and conditions and as such shall be governed by and construed in accordance with the laws of the State of Maharashtra.

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